Repeat Buyers - How Much Can You Afford on Your Next House?
If you've already been through the home financing process, you understand that a quality mortgage professional can be one of your best allies. As you know, mortgage terms and conditions change based on provincial and federal requirements.
Too many people focus all their attention on the Interest Rate and overlook other important factors of mortgages.
What are the mortgage pre-payment feature’s, what is a collateral charge, is the mortgage portable , are there any potential penalties to pay off the mortgage , can you pay your own property taxes , the list is endless.
I Do Mortgage Planning
My clients get a great rate but I do much more than that, I match your needs with best overall mortgage package to meet those needs. What good is having a mortgage payment that may be a few dollars lower per month right now if you end up spending thousands a few years later due to poor planning.
Did you know the average consumer refinances their mortgage within the first 3 yrs and 6 months?
I have access to most major banks, specialized mortgage banks, trust companies, credit unions, insurance companies and private lenders.
In short I shop the mortgage market to find the best combination of product , features and price. No one bank offers every mortgage program and product and my loyalty is to the customer, not the lender.
IN SHORT – I WORK FOR YOU NOT THE BANKS.
Give me call today at 647-893-2535 and let's map out a solution that will make sense for you!